Extras Cover
Health Insurance Options Tailored for You
At Hunter Health Insurance, we understand that your health needs are unique. That’s why we offer a range of health insurance options specifically designed to cater to you. Whether you’re looking to cover routine check-ups or specialised treatments, our Extras Cover plans provide the flexibility and comprehensive support you need to stay healthy and active.
Explore Our Individual Health Insurance Plans
Premium Extras
This product is ideal for those looking for an extensive range of healthcare benefits.
Our Premium Extras policy offers top-level comprehensive cover for a wide range of ancillary services, including general and major dental, orthodontics, optical, physio, chiro, remedial massage, acupuncture, and more. Some key benefits of this cover include:
- Two gap-free preventative dental visits per year (1)
- No annual limit on general dental such as fillings, tooth extraction and root canal
- Claim up to $700 back on physiotherapy
- Claim up to $480 combined on other therapies such as chiropractic, remedial massage, podiatry and more
- 100% back on optical up to $299 including contact lenses and prescription sunglasses
- Up to 100% back on wellbeing programs like the CSIRO Total Wellbeing Diet (2)
With the highest claim limits, generous rebates, and minimal out-of-pocket costs, it’s perfect for those who want the best extras cover available. Get premium benefits and maximum savings on your everyday health needs with Premium Extras cover!
Hunter Extras
Our most popular plan! Our Hunter Extras policy provides comprehensive cover for a wide range of services, including major dental, optical, physical therapies, alternative therapies, health management tools and more. Some key benefits of this cover include:
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- Two gap-free preventative dental visits per year (1)
- No annual limit on general dental such as fillings, tooth extraction and root canal
- Claim up to $700 back on physiotherapy
- Claim up to $480 combined on other therapies such as chiropractic, remedial massage, podiatry and more
- 100% back on optical up to $299 including contact lenses and prescription sunglasses
- Up to 100% back on wellbeing programs like the CSIRO Total Wellbeing Diet (2)
With higher claim limits than our Hunter and Ideal Extras, separate limits for physiotherapy and generous rebates, this policy is curated to help you stay on top of your health while keeping costs down. Perfect for those who want great value and extensive benefits, this policy ensures you get the care you need, when you need it.
- For approved item numbers only
- When referred by your GP as part of your overall health plan
Healthy Extras
Our Healthy Extras plan offers mid-level cover for essential health services such as minor and major dental, optical, physiotherapy, chiro, remedial massage, and more. It’s perfect for singles, couples and families who want more benefits than basic extras without the cost of top-tier plans. Enjoy higher claim limits, more covered services, and lower out-of-pocket costs for everyday healthcare needs.
Ideal Extras
Our Ideal Extras policy is suitable for those after an affordable cover for everyday essentials like general dental including check-ups and fillings, optical, and physio. Perfect for those who want basic coverage at a low cost, to reduce out-of-pocket expenses for common health services. Get great value, peace of mind, and support for your everyday wellbeing with Ideal Extras. This product must be bundled with a Hunter Health Insurance private hospital policy.
The Hunter Health Insurance Advantage
Choosing Hunter Health Insurance means choosing a partner dedicated to your health and well-being.
Our Extras Cover plans are designed with you in mind, offering:
- Cover for everyday healthcare costs: Helps pay for essential services like dental, optical, physiotherapy, and more.
- Reduced out-of-pocket expenses: Claim benefits for out-of-hospital medical treatments not covered by Medicare.
- Access to a wide range of services: Including chiropractic, remedial massage, acupuncture, podiatry, and more.
- Preventative healthcare options: Stay on top of your health and wellbeing before issues arise.
- Family and individual cover options: Tailor your plan to suit your lifestyle and healthcare needs.
- Affordable rates: Competitive pricing without compromising on the quality of care.
Take Charge of Your Health Today
Don’t leave your health to chance—get the protection you need with Hunter Health Insurance. Get a quote online – no sign up required or contact us today to learn more about our Hospital Cover plans.
Frequently Asked Questions
Extras cover is a type of private health insurance that helps pay for everyday healthcare services not covered by Medicare. It reduces out-of-pocket costs for essential treatments and supports preventative care.
Benefits of Extras Cover:
- Covers routine health services – Includes dental, optical, physio, chiro, and more.
- Saves on out-of-pocket costs – Get rebates and higher claim limits on treatments.
- Supports preventative care – Helps maintain oral, vision, and musculoskeletal health.
- Flexible cover options – Choose from basic, mid, or comprehensive extras.
- No hospital admission needed – Claim benefits for everyday treatments anytime.
- Great for individuals and families – Tailored plans for different health needs and budgets.
Yes, Hunter Health Insurance allows you to choose from a wide network of providers, ensuring you get the care you prefer.
Claiming is easy. Simply submit your receipts through our online portal or app, and we’ll process your claim quickly.
The main differences are in the range of services covered and the benefit limits. Our Ideal Extras plan covers essential services, while our Hunter and Premium policies offer broader and more extensive coverage with higher benefit limits.
Yes, waiting periods may apply for some services, but if you already hold the same level of cover with another health insurer, we will honour the existing waiting periods already served.