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We are here to help when you are looking to compare private health insurance cover.

It is important to understand exactly what you are covered for when it comes to private health insurance. As one of the Hunter region’s first not-for-profit health insurers, we started by serving local miners and their families. Since then, we have grown to serve all industries and everyone who lives in the Hunter region, regardless of their profession.


Covering the community since 1952

We are proud of what we do, where we do it and who we do it for.

  • Our goal is to provide our members with excellent service and coverage at the best possible price.
  • We focus on service, ensuring that members are provided with the peace of mind they need to fully understand their policy.
  • We provide a choice of policies that are easy to understand to make it as simple as possible to choose the right product for your needs.

Discover our cover options

When it comes to cover, we’ll help you cover against the unexpected with the choice of hospital, extra benefits and ambulance only cover options should you have an accident or fall ill.

Find the right quote for you

Want to know more?

Explore Frequently Asked Questions below. Some of the common questions answered:

• What are the benefits of Private Health Cover compared to Medicare?
• Is private health insurance tax deductible?
• How can I reduce the cost of my Policy?
• What does private health insurance cover?
• What is the best cover for me and my family?
• What is a waiting period?
• What’s an excess?
• What’s a Gap Payment?
• How to make a claim
• How can I join Hunter Health Insurance?
• Can I switch to Hunter Health Insurance from another fund?
• Can I keep my cover if I am travelling overseas?

Hear what our members have to say

As the Hunter’s first not-for-profit health insurer, we started by serving those in the community most in need — miners and their families.


“My family has been with HHI since the beginning & we’ve never had any issues or problems. We like that they’re a not for profit, and community minded. In comparison to other funds, I believe Hunter Health Insurance to be the best value in both member contributions and benefit claims.”


“My husband and I are in our 30’s and shopped around for the best health cover. And given we have a newborn baby, health cover was more important than ever. We are delighted with HHI. Their contribution rates are very reasonable, and their service and benefits are reliable.”


“My husband was hospitalised and we never saw a bill!
Hunter Health Insurance looked after paying for everything, promptly and efficiently. We were previously with another health fund and now we enjoy the same cover for 20% less contributions!
Doesn’t get much better than that!”


“I believe Hunter Health Insurance is a marvellous fund. I was in hospital recently for a hip replacement and it didn’t cost me a penny – Hunter Health Insurance paid every bill very quickly.”


“My husband and I have recommended Hunter Health Insurance to family and friends for years. We have Silver Plus cover and when my husband spent some time in hospital, the bill was immediately paid by Hunter Health Insurance without fuss.”


“We are very happy with Hunter Health Insurance and wouldn’t dream of going to another health fund. They’re friendly and their contribution rates are very competitive.”

Hunter Health Insurance is part of the Members Health Fund Alliance – an industry body for not-for-profit, member-owned, regional or community-based health insurance funds.