Our Company

Hunter Health Insurance has been providing private health insurance to the local community since the 50s

Formally known as Cessnock District Health Benefits Fund, Hunter Health Insurance (HHI) was established in 1952 to accommodate the booming coal mining industry and providing an affordable coverage for all its members.

Since then, we have been proud to support the wider Hunter Valley community and the industries within which they work, whether it’s coal mining, agriculture, tourism, hospitality, manufacturing, generating electricity or retail.

Hunter Health Insurance is focused on providing benefits that only a regional not-for-profit fund can provide through excellent service, competitive rates and a comprehensive range of benefits.

Our Purpose

Partnering with our community to optimise health outcomes.

Our Aim

Provide great value for money health cover.

We make private health insurance easy to understand

At Hunter Health Insurance we understand that health insurance can be a complex and confusing subject for many people. We have created a user-friendly guide for the need-to-know facts for understanding PHI

We focus on quality service

With a team dedicated to customer service, we ensure all our members are provided with the peace of mind they need to fully understand their policy.

Get a quote online or contact us and get all the information you need to choose the best policy for you.

We have a range of products to suit your needs

At Hunter Health Insurance our goal is to provide all our members with excellent service and coverage at the best possible price.

We work closely with the community and healthcare providers to ensure the best possible care for our members.

For more information about registering as a provider or if you are an existing provider, please click here

Hear what our members have to say

As the Hunter’s first not-for-profit health insurer, we started by serving those in the community most in need — miners and their families.


“My family has been with HHI since the beginning & we’ve never had any issues or problems. We like that they’re a not for profit, and community minded. In comparison to other funds, I believe Hunter Health Insurance to be the best value in both member contributions and benefit claims.”


“My husband and I are in our 30’s and shopped around for the best health cover. And given we have a newborn baby, health cover was more important than ever. We are delighted with HHI. Their contribution rates are very reasonable, and their service and benefits are reliable.”


“My husband was hospitalised and we never saw a bill!
Hunter Health Insurance looked after paying for everything, promptly and efficiently. We were previously with another health fund and now we enjoy the same cover for 20% less contributions!
Doesn’t get much better than that!”


“I believe Hunter Health Insurance is a marvellous fund. I was in hospital recently for a hip replacement and it didn’t cost me a penny – Hunter Health Insurance paid every bill very quickly.”


“My husband and I have recommended Hunter Health Insurance to family and friends for years. We have Silver Plus cover and when my husband spent some time in hospital, the bill was immediately paid by Hunter Health Insurance without fuss.”


“We are very happy with Hunter Health Insurance and wouldn’t dream of going to another health fund. They’re friendly and their contribution rates are very competitive.”